Roof Condition Certifications Broward County

Roof condition certification broward county

Have you received a letter from your insurance company informing you that they require a roof condition certification for your home? This can happen with older homes if the roof is original or if the owner cannot prove a replacement with a building permit. Usually, you will not be allowed much time to respond or they will raise the rates substantially or even cancel your policy. Citizens no longer accepts the Uniform Mitigation Verification Inspection Form for documentation of roof condition when the home is above a certain age. Additionally, for homes more than 30 years old, one of the following documents must be submitted to prove the condition of the roof:

  • Citizens’ revised Roof Condition Certification Form (CIT-RCF-1 09 12). Note: 2 photos of the roof must be included.
  • Citizens’ 4-Point Inspection form. Note: 2 photos of the roof must be included, and that section of the form must be completed.
  • An alternate inspection form that contains the same information as either of the two forms above.
  • The inspection form must be dated within the last 12 months prior to the submission date to insurance company and signed by a verifiable Florida-licensed professional.
    For homes more than 30 years old, one of the following documents must be submitted to provide proof of full-roof replacement:

  • Receipts indicating a full roof replacement by a verifiable Florida-licensed professional
  • A completed roofing contract indicating a full-roof replacement
  • A Uniform Mitigation Verification Inspection Form (OIR-B1-1802), but only if the Florida-licensed professional clearly states the entire roof has been replaced and provides the date of replacement.
  • Roof condition certifications broward county

    Age of Home Type of Roof Replacement Required
    Home with roof that is 25 years or older, and made of asphalt, fiberglass, composition, or wood shingles; tar and gravel; or any other type of roof covering that is not included below, your home is not insurable without proof that your roof has been replaced or you provide documentation with a Roof Condition Certification Form (CIT-RCF-1 09 12) from a qualified inspector to verify a minimum of 3 years remaining life.
    Home with roof that is 50 years or older, made of tile, slate, clay, concrete or metal,
    Mobile or manufactured home with roof that 25 years or older, includes all roofs made of any type of material,

    Roof condition certifications broward county


    Call us today to schedule your roof condition certification inspection!
    866-814-5554